Lessee's safety
The insurance “It's safer with us” is a new form of lessee's protection to be found on VB LEASING offer.
Taking out the policy guarantees repayment of the leasing instalments in the event of any contingencies, which prevent the insured to fulfil his obligations arising from the leasing agreement. It protects the lessee, his family or business partners against the financial results of the following events: temporary inability to work, hospitalization or death.
– Repayment of the leasing instalments may be a heavy financial burden for an entrepreneur when, for the health reasons, he may not manage or supervise the company fully. – emphasizes Krzysztof Famulski member of VB Leasing Polska SA Management Board. – We are launching the insurance “It's safer with us” because we want our customers to feel financial safety in difficult times, at least with regard to their obligations towards the lessor.
Taking out the policy means protection of finances for the entire term of leasing because the insurance of leasing instalment repayments is effective as at the day of the leasing agreement coming into effect. The medical tests of the insured are not required to sign the so-called declaration of agreement, only the age is of significance. As at the moment of last instalment repayment, the lessee may not be over 65.
- The insurance amount of our new product is equivalent to the total of all leasing instalments together with the redemption value and other obligations envisaged in the agreement. – informs Krzysztof Famulski.
This means, among other things, that in the event of lessee's death, repayment of the remaining obligations under the leasing together with the final redemption of the object shall be transferred to the insurer. Failure to repay the amounts due shall not burden the family of the dead or co-owners of the company.
- Insurance of payments attracts growing interest among entrepreneurs because it protects their families; whereas, for the companies it is an additional guarantee of maintaining a good credit history. - admits Arkadiusz Jaśkowski President of EOS RISQ Polska Sp. z o.o. Management Board.
Meeting the company payment obligations is possible, also in the situation of its owner indisposition, if already during agreement conclusion appropriate protection is secured. As part of the VB LEASING “It's safer with us” insurance, continuity of leasing instalment repayment is ensured, even in the event of temporary inability to work.
***
EOS RISQ Polska Sp. z o.o. is a licensed insurance broker, owned by GrECo International Holding AG. The company operates in Poland since 2000 - since than it managed to build a team having professional knowledge at its disposal and wide experience in insuring high risks. EOS RISQ Polska offers solutions tailored to the needs of its clients and the specific character of their business.
In its operations it uses the experience gained locally and know-how of its owners
and international partners. As part of the cooperation with VB LEASING lasting since 2008, EOS RISQ Polska is responsible for preparation and implementation of the insurance programmes for the VB LEASING clients, including its newest product “It's safer with us”.
The insurer of the programme is Compensa TU na Życie S.A. Vienna Insurance Group, operating on the Polish market since 1997. The company is a part of the Austrian Vienna Insurance Group, a leading insurer in the Central-Eastern Europe. The company offers a wide range of life insurance policies for individual and corporate clients, including protection, investment, children plan and group products.